How to Get a American Express Gold Card Referral Code (2026)
American Express Gold Card is A premium rewards card earning 4x Membership Rewards points at restaurants and U.S. supermarkets.. Their referral program gives new users Welcome bonus up to 100,000 Membership Rewards points after qualifying spend when they sign up with a referral code. The person sharing the code gets Earn 15,000–45,000 Membership Rewards points per approved referral (varies, up to 100,000/year).
What do you get with a American Express Gold Card referral code?
Welcome bonus up to 100,000 Membership Rewards points after qualifying spend
What does the code owner get?
Earn 15,000–45,000 Membership Rewards points per approved referral (varies, up to 100,000/year)
How to use a American Express Gold Card referral code
To use your American Express Gold Card referral, simply click the personalized referral link your friend shares with you — it takes the form of a unique URL (e.g., `americanexpress.com/en-us/referral/gold-card?ref=XXXXXX`) rather than a short code, and clicking it will automatically direct you to the application page with the referral pre-applied, so there is no separate code to enter.
How to find your American Express Gold Card referral code
**In the Amex Mobile app**,
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