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How to Get a Chime Referral Code (2026)

Chime is Online banking with no hidden fees. Their referral program gives new users $100 bonus after $200+ direct deposit within 45 days when they sign up with a referral code. The person sharing the code gets $100 bonus per friend referred (up to $1,000/year).

What do you get with a Chime referral code?

$100 bonus after $200+ direct deposit within 45 days

What does the code owner get?

$100 bonus per friend referred (up to $1,000/year)

How to use a Chime referral code

To use your Chime referral, click the unique referral link sent to you by your friend before you begin creating your account —

How to find your Chime referral code

Open the Chime app and tap **Profile**, then under "Refer a Friend," tap **Invite Friends**, and tap **Share your link** to access your unique referral link.

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GivCode lets you claim a free referral code from a real community member — no searching required.

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Frequently asked questions

How do I get a Chime referral code?
Open the Chime app and tap **Profile**, then under "Refer a Friend," tap **Invite Friends**, and tap **Share your link** to access your unique referral link.
How do I use a Chime referral code?
To use your Chime referral, click the unique referral link sent to you by your friend before you begin creating your account —
What do I get with a Chime referral code?
$100 bonus after $200+ direct deposit within 45 days
What does the person sharing a Chime referral code get?
$100 bonus per friend referred (up to $1,000/year)
Is it free to claim a Chime referral code on GivCode?
Yes — all referral codes on GivCode are completely free to claim. There is no charge to get or use a code. Simply sign in and claim a code instantly.
How does GivCode work?
GivCode is a community referral code platform. Users share their own referral codes, and in return they can claim codes from other members. When you sign up for a service using a referral code, both you and the person who shared the code typically receive a reward — like a discount, credit, or bonus.